Most owner-operators I meet think they have three options: keep what they have, hire a freelancer, or hire someone in-house. There are six. Here's an honest map.
$250 to $500/mo
A custom app and the developer who maintains it. One subscription. Code is yours.
$0 (visible)
Keep the spreadsheet, Access DB, paper, aging app. Free. And rotting. 20 to 30% of B2B deals are lost to "do nothing" per April Dunford.
$50 to $500/user/mo
Kareo, Mitchell, BuilderTrend, ServiceTitan, Jobber, Procore, Toast, Square. Mature products. Your business bends to fit the template.
$2k to $15k project
One-time project. Direct access while they're around. Then they disappear and you're on your own when something breaks.
$80k to $150k/yr fully loaded
Full control. Hard to hire, harder to keep. Most small businesses under $5M revenue can't justify the cost or the management overhead.
$20k to $50k+ project
Diverse team, polish. Account managers, change orders, scope creep. 4 to 12 month timelines, then a maintenance retainer.
(No-code platforms like Bubble, Retool, and Airtable are a distant 7th option. When they make sense, in a moment.)
Recommended
Hurrah.dev$250 to $500/mo |
Do nothing$0 (visible) |
Industry SaaS$50 to $500/user/mo |
Freelancer$2k to $15k |
In-house dev$80k to $150k/yr |
Agency$20k to $50k+ | |
|---|---|---|---|---|---|---|
| Pricing & Costs | ||||||
| Setup / Implementation | $0 | $0 | $0 to $10k | $2k to $15k upfront | $10k to $30k hiring | $20k to $50k+ |
| Monthly cost (10 users) | $250 to $500 flat | $0 visible | $500 to $5,000 | $0 (unless ongoing) | $8k to $13k payroll | $1k to $5k retainer |
| First year total | $3k to $6k | $0 visible (5 to 20 hrs/wk burned) | $5k to $50k | $2k to $15k | $90k to $180k | $30k to $100k+ |
| Hidden costs | None | 5 to 20 hrs/wk of duct tape; system rots | Plugins, custom modules, side spreadsheets | Maintenance after handoff, scope creep | Recruiting, benefits, management, attrition | Change orders, hosting, ongoing maintenance |
| Ownership & Control | ||||||
| Own your source code | Yes | N/A | No | Usually | Yes | Yes |
| Own your data | Your Azure/SQL | Yes (it's already yours) | Their servers | Yes | Yes | Yes |
| Vendor lock-in risk | None | Locked into status quo | High; rebuild to leave | Low | Low | Low (in code) |
| Customization flexibility | Unlimited | None | Template limits | Full | Full | Full |
| Timeline & Process | ||||||
| Time to launch | 4 to 6 weeks | Instant; the system stays where it is | 2 to 8 weeks (configuration) | 2 to 8 weeks | 3 to 6 months hire + ramp | 4 to 12 months |
| Who does the work | Mike (done-for-you) | Your team, manually | You configure; their support | Freelancer (then nobody) | Your hire (you manage them) | Agency team (account-managed) |
| Learning curve for you | None | None (you already know it) | Weeks of admin training | None | You manage the developer | None |
| Support & Relationship | ||||||
| Direct developer access | Always | No developer | Support tickets | While they're around | Yes | Through account managers |
| Ongoing maintenance included | Yes | N/A | Bugfixes only | Project-based | Yes (it's their job) | Retainer or hourly |
| Small changes included | Yes | N/A | Not customizable | New SOW | Yes | Change orders |
| Technical Considerations | ||||||
| Technology stack | .NET, Azure, SQL Server | Whatever you have today | Proprietary | Varies | Whatever they pick | Varies |
| Any developer can maintain | Yes (.NET) | N/A | Locked in | Depends on stack | Depends on stack | Usually |
$250 to $500/mo flat
$0 visible
$50 to $500 per user/mo
$2k to $15k project
$80k to $150k/yr fully loaded
$20k to $50k+ project
The most common option, and the one most owner-operators don't realize they're choosing.
Here's what your next 12 months look like:
Doing nothing is the right choice if your current pain is under 5 hours a week and you don't see the workload growing. For everyone else, it's the most expensive option in this comparison; the costs are just hidden in calendar time and stress.
A distant 7th option for the kind of business we serve, but legitimate in the right context.
Every option on this page has its place. Industry SaaS works when your business actually fits the template. Agencies are right for $50k+ projects with hard requirements. Freelancers are fine for one-shot work. In-house developers are the right call once you're big enough to manage them.
For most small businesses with one fragile thing that's holding them back, Hurrah.dev is built around the gap the other six options leave: a custom app and the developer who maintains it, billed monthly, on a stack any .NET developer could pick up tomorrow. Built. Hosted. Monitored. Updated. Integrated. Fixed. Supported. One phone number.
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30 minutes. You show me your current setup. I tell you what I'd build first. You walk away with a one-page plan whether or not we work together.